Morvello Cars Insurance

๐Ÿš˜ Drive with Confidence โ€” No Surprises, No Hidden Fees

01

Insurance Made Simple

We Explain What Others Hide.

At Morvello Cars, we believe you deserve to know exactly what you’re paying for โ€” before you rent.

Unlike many rental companies that hide the real cost of insurance or surprise you at the counter, we explain every option in detail โ€” from the most basic coverage to full protection.

โœ… Simple language
โœ… Clear prices
โœ… Real examples
โœ… No confusing fine print

Whether you’re a first-time visitor or a frequent traveler in Morocco, this guide will help you understand your insurance options, choose the right protection for your trip, and avoid stress or unexpected costs.

๐Ÿ” Scroll down to explore your options by car category and learn whatโ€™s really covered โ€” with zero pressure and zero tricks.

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Insurance Plan Overview (All Car Types)

Compare Your Insurance Options

Simple plans. Clear benefits. Choose what fits you best.

Basic protection is required by law and included for free, but comes with a high deposit and limited coverage.

Comfort and Full Protection are recommended if you want real peace of mind โ€” especially for tourists, families, or luxury cars.

Need help choosing? Keep scrolling to see insurance by car type with examples.

PlanDaily PriceDeposit (EUR)Whatโ€™s CoveredExcess (Franchise)Roadside (Replacement Car)
๐Ÿ›ก๏ธ Essential (Basic)Free500โ€“1,800Collision (CDW only)3% (min 250โ€“400 EUR)โŒ Not included
๐ŸŒฟ Relax (Standard)+5โ€“10 EUR400โ€“1,600Collision + Theft + Fire3% (same as Basic)โŒ Not included
๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ Shield (Confort)+10โ€“20 EUR250โ€“900All above + Glass, Tires, Mirrors, Vandalism2% (min 150โ€“250 EUR)โœ… Included (up to 5 days)
๐Ÿ’Ž TotalCare (Full Protection)+15โ€“30 EUR0โ€“400Everything + Keys, Interior, Admin Fees, Towing0โ€“1% (min 0โ€“100 EUR)โœ… Included (up to 10โ€“15 days)

Insurance Options by Car Type

Every car is different โ€” and so is the way it should be insured. At Morvello Cars, we donโ€™t use a one-size-fits-all model. Whether youโ€™re renting a compact car for city driving, an SUV for road trips, or a luxury vehicle for business travel, we offer custom insurance options to match your car and your needs.

Each plan is clearly explained, with transparent prices, realistic coverage, and zero hidden conditions โ€” so you can drive with full confidence, not questions.

โœ”๏ธ Low deposit options for tourists
โœ”๏ธ Full Protection available on all categories
โœ”๏ธ Real examples and ELI5 explanations to help you choose

Scroll down to find your car category and see the insurance plans made for you.

๐Ÿš— Economy Cars โ€“ Insurance Options

Our Economy Cars insurance options are designed for smart, budget-conscious travelers. Whether you’re exploring the city or taking a short trip, we give you clear and flexible coverage โ€” from legal minimum protection to full peace of mind. Youโ€™ll know exactly whatโ€™s included, with no hidden fees or confusing terms.

Why itโ€™s a great choice:

PlanDaily PriceDeposit (EUR)Coverage IncludesExcess (Franchise)Roadside (Replacement)
๐Ÿ›ก๏ธ Essential5400CDW only (collision)3% (min 250 EUR)โŒ Not included
๐ŸŒฟ Relax10300CDW + Theft + Fire3% (min 250 EUR)โŒ Not included
๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ Shield15200All above + Glass, Tires, Mirrors, Vandalism2% (min 150 EUR)โœ… Up to 5 days replacement
๐Ÿ’Ž TotalCare200-100Everything + Keys, Interior, Admin Fees, Towing0โ€“1% (min 0โ€“100 EUR)โœ… Up to 15 days replacement

Real Scenarios That Help You Choose the Right Plan

๐Ÿง  Example 1:
Broken Windshield

  • Basic: โŒ Not covered. You pay full replacement cost (around 2,000 MAD).

  • Standard: โŒ Still not covered โ€” same out-of-pocket cost.

  • Comfort: โœ… Covered โ€” no extra payment required.

  • Full Protection: โœ… Covered โ€” and if the car isnโ€™t driveable, weโ€™ll provide a replacement vehicle quickly.

๐Ÿง  Example 2:
Flat Tire on the Highway

  • Basic: โŒ Not covered. You pay for tire repair or full replacement (approx. 800โ€“1,200 MAD).

  • Standard: โŒ Still not covered โ€” same out-of-pocket cost.

  • Comfort: โœ… Covered โ€” no charge for repair or replacement.

  • Full Protection: โœ… Covered โ€” and we can send a replacement vehicle if the car canโ€™t continue.

๐Ÿง  Example 3:
Lost Car Key

  • Basic: โŒ Not covered. You pay full replacement cost (can exceed 2,000 MAD for remote keys).

  • Standard: โŒ Also not covered.

  • Comfort: โŒ Still not included.

  • Full Protection: โœ… Covered. Lost key? We cover the cost and send a backup or replacement car if needed.

๐Ÿš™ Compact & Standard Cars โ€“ Insurance Options

Renting a compact or standard-size car gives you more space and comfort for longer drives or small groups. Thatโ€™s why our insurance options for this category balance affordability with broader protection. Whether you’re driving through cities or exploring Moroccoโ€™s scenic routes, you can select the plan that fits your risk level and travel style โ€” no stress, no surprises.

Why itโ€™s a great choice:

PlanDaily PriceDeposit (EUR)Coverage IncludesExcess (Franchise)Roadside (Replacement)
๐Ÿ›ก๏ธ Essential7500CDW only (collision)3% (min 300 EUR)โŒ Not included
๐ŸŒฟ Relax12300CDW + Theft + Fire3% (min 300 EUR)โŒ Not included
๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ Shield17200All above + Glass, Tires, Mirrors, Vandalism2% (min 150 EUR)โœ… Up to 5 days replacement
๐Ÿ’Ž TotalCare250-100Everything + Keys, Interior, Admin Fees, Towing0โ€“1% (min 0โ€“100 EUR)โœ… Up to 15 days replacement

Real Scenarios That Help You Choose the Right Plan

๐Ÿง  Example 1:
Scratched Paint in Parking Lot

  • Basic: โŒ Not covered. You pay full repair cost (~1,200โ€“2,000 MAD).

  • Standard: โŒ Not covered โ€” same out-of-pocket cost.

  • Comfort: โœ… Covered โ€” no charges for light exterior damage.

  • Full Protection: โœ… Covered โ€” plus we handle everything, including paperwork.

๐Ÿง  Example 2:
Stolen Side Mirror

  • Basic: โŒ Not covered. You pay replacement (~800โ€“1,500 MAD depending on the model).

  • Standard: โŒ Not covered.

  • Comfort: โœ… Covered โ€” full replacement, no extra cost.

  • Full Protection: โœ… Covered โ€” we also assist with reporting and a replacement car if needed.

๐Ÿง  Example 3:
Administrative Fee After Accident

  • Basic: โŒ Not covered. You pay service/admin fee (~500โ€“700 MAD).

  • Standard: โŒ Not included.

  • Comfort: โŒ Still not covered.

  • Full Protection: โœ… Covered โ€” we take care of all handling costs and paperwork.

๐Ÿš˜ SUVs & 4x4 โ€“ Insurance Options

SUVs and 4x4s give you power, comfort, and flexibility for all kinds of adventures โ€” from mountain roads to beach trips. But with a larger vehicle comes higher risk and repair costs. Thatโ€™s why our insurance options are tailored to give you maximum protection for Moroccoโ€™s diverse roads. Whether you’re planning a desert drive or a family tour, weโ€™ve got you covered.

Why itโ€™s a great choice:

PlanDaily PriceDeposit (EUR)Coverage IncludesExcess (Franchise)Roadside (Replacement)
๐Ÿ›ก๏ธ Essential8800CDW only (collision)4% (min 400 EUR)โŒ Not included
๐ŸŒฟ Relax16600CDW + Theft + Fire3% (min 300 EUR)โŒ Not included
๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ Shield24400All above + Glass, Tires, Mirrors, Vandalism2% (min 200 EUR)โœ… Up to 5 days replacement
๐Ÿ’Ž TotalCare400-150Everything + Keys, Interior, Admin Fees, Towing0โ€“1% (min 0โ€“150 EUR)โœ… Up to 15 days replacement

Real Scenarios That Help You Choose the Right Plan

๐Ÿง  Example 1:
Back Bumper Hit in a Narrow Street

  • Basic: โŒ Not covered. Youโ€™ll pay the full bumper repair, which can cost over 3,000 MAD, especially for SUV parts.

  • Standard: โŒ Still not covered โ€” you handle all repair costs.

  • Comfort: โœ… Covered โ€” we handle the repair at no cost to you.

  • Full Protection: โœ… Covered โ€” and we assist with a temporary replacement SUV if needed.

๐Ÿง  Example 2:
Sandstorm Damage on Desert Trip

  • Basic: โŒ Not included. Any paint or windshield damage is paid out-of-pocket (~2,500+ MAD).

  • Standard: โŒ Still not included.

  • Comfort: โœ… Covered โ€” sand damage is common, and we take care of it.

  • Full Protection: โœ… Fully covered โ€” no charges and fast vehicle replacement if necessary.

๐Ÿง  Example 3:
Overheated Engine in Remote Area

  • Basic: โŒ No roadside help. Youโ€™ll pay for towing and be stuck until repairs.

  • Standard: โŒ Still no assistance.

  • Comfort: โœ… Covered โ€” we tow the vehicle and repair it free of charge.

  • Full Protection: โœ… Full support + we send a replacement SUV to your location (up to 15 days if needed).

๐ŸŽ๏ธ Luxury & Premium Cars โ€“ Insurance Options

Driving a luxury or premium car in Morocco is a statement of style, comfort, and performance. But these high-end vehicles come with high repair and replacement costs. Thatโ€™s why our insurance options are designed to offer serious protection โ€” so you can drive with elegance and zero stress. If you’re renting a BMW, Mercedes, Audi, or similar, this section is essential.

Why itโ€™s a great choice:

PlanDaily PriceDeposit (EUR)Coverage IncludesExcess (Franchise)Roadside (Replacement)
๐Ÿ›ก๏ธ Essential151500CDW only (collision)5% (min 750 EUR)โŒ Not included
๐ŸŒฟ Relax251000CDW + Theft + Fire4% (min 500 EUR)โŒ Not included
๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ Shield40700All above + Glass, Tires, Mirrors, Vandalism2.5% (min 300 EUR)โœ… Up to 5 days replacement
๐Ÿ’Ž TotalCare600-250Everything + Keys, Interior, Tech Systems, Admin Fees, Towing0โ€“1% (min 0โ€“250 EUR)โœ… Up to 15 days replacement

Real Scenarios That Help You Choose the Right Plan

๐Ÿง  Example 1:
Cracked Touchscreen Display

  • Basic: โŒ Not covered. Youโ€™ll pay the full repair or replacement โ€” luxury screens can cost 10,000 MAD+.

  • Standard: โŒ Still not covered.

  • Comfort: โŒ Not included โ€” electronics not covered.

  • Full Protection: โœ… Covered โ€” luxury electronics are included, and youโ€™ll get a replacement car if needed.

๐Ÿง  Example 2:
Lost Key with Smart Entry

  • Basic: โŒ Not covered. Youโ€™ll pay for reprogramming and replacement (~3,000โ€“5,000 MAD).

  • Standard: โŒ Still not included.

  • Comfort: โœ… Covered โ€” we replace the key, no questions asked.

  • Full Protection: โœ… Fully covered + we deliver a backup car if you’re locked out.

๐Ÿง  Example 3:
Scuff on Leather Interior from Luggage

  • Basic: โŒ Not covered. Interior damage can cost thousands in cleaning or reupholstery.

  • Standard: โŒ Not included.

  • Comfort: โŒ Still excluded โ€” exterior only.

  • Full Protection: โœ… Covered โ€” interior wear or damage is included in your protection.

01

Insurance Made Simple

โœ… Still Have Questions? We're Here to Help!

Choosing the right insurance isnโ€™t always easy โ€” especially when you’re renting a car abroad. Thatโ€™s why weโ€™ve created this guide to explain everything clearly, without hidden terms or confusing fine print. Whether youโ€™re booking an economy car or a premium vehicle, we want you to feel confident and fully protected every step of the way.

๐Ÿง  Unlike other rental agencies, we donโ€™t hide behind vague insurance options. You know exactly what youโ€™re paying for, whatโ€™s included, and how much your deposit or coverage will be.

๐Ÿ’ก Remember: choosing Comfort or Full Protection can save you thousands of dirhams โ€” and even more importantly, it saves you stress on your trip.

๐Ÿ“ž Need personalized advice?

Our team is happy to help you choose the best insurance based on your travel plans and vehicle type.

๐Ÿ‘‰ Contact us now via WhatsApp or email us at contact@morvello.com.
We’re fast, friendly, and available 24/7.

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Faqs

Frequently asked questions

๐Ÿ™‹โ€โ™€๏ธ FAQ โ€“ Car Rental Insurance with Morvello Cars

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Frequently asked questions

Question & Answers

01. What happens in case of an accident?

๐ŸŸ  Case 1: The renter is at fault

  • You are responsible for the damage.

  • Depending on your insurance:

    • ๐Ÿ›ก๏ธ Essential: You pay for repairs + full deposit may be retained.

    • ๐Ÿ’Ž TotalCare: You pay nothing or a small deductible.

๐ŸŸข Case 2: The other party is at fault (identified)

  • We open a claim with their insurance.

  • Youโ€™ll need to provide:

    • Police report (required).

    • Photos and witness statement if possible.

  • Your deposit is held until liability is cleared.

โš ๏ธ Case 3: The other party is not identified (e.g., parking hit)

  • Treated like a full-risk case.

  • ๐Ÿ’Ž TotalCare covers this.

  • ๐Ÿ›ก๏ธ Essential and ๐ŸŒฟ Relax require you to pay damages.

02. What documents are needed to claim insurance?
  • Police report (mandatory in all cases).

  • Photos of the scene and vehicle damage.

  • Driverโ€™s license and rental agreement.

  • Witness information (if available).

03. What does insurance NOT cover?

Even with ๐Ÿ’Ž TotalCare, these are not covered:

  • Driving under the influence.

  • Off-road driving or using the wrong fuel.

  • Damages to tires, rims, glass, roof, or underbody (unless included).

  • Lost keys, personal belongings in the car.

04. Do I get a refund if I return the car without any damage?

Yes:

  • Deposit is fully refunded.

  • Usually within 24โ€“48 hours after return.

  • Weโ€™ll notify you by WhatsApp or email.

05. What is the insurance deductible (franchise)?
  • This is the maximum amount you may pay out-of-pocket in case of damage.

  • ๐Ÿ’Ž TotalCare reduces this to zero or near-zero.

  • Other plans have a deductible between 2,000 โ€“ 12,000 MAD, depending on the car category and plan.

06. Is tire or windshield damage covered?
  • Only included in ๐Ÿ’Ž TotalCare or ๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ Shield plans.

  • ๐Ÿ›ก๏ธ Essential and ๐ŸŒฟ Relax do not cover:

    • Flat tires

    • Cracked windshields

    • Broken mirrors

07. What if I donโ€™t file a police report?
  • Insurance is void.

  • Without a report, you will be fully liable, even with Full Protection.

  • Always call the police for any damage, no matter how small.

08. Can I drive off-road or in the mountains?
  • Off-road driving is not covered under any plan.

  • โ€œOff-roadโ€ means: gravel, dunes, rocky tracks, or unmarked paths.

  • Roads must be paved and accessible by standard cars.

09. Am I covered for theft?
  • Yes, with ๐ŸŒฟ Relax, ๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ๐Ÿ›ก๏ธ Shield, and ๐Ÿ’Ž TotalCare.

  • ๐Ÿ›ก๏ธ Essential does not cover theft.

  • You must return the key and file a police report for coverage to apply.

10. What happens if I damage someone elseโ€™s car?
  • All plans cover third-party liability.

  • We handle the insurance claim process.

  • You must provide:

    • Police report

    • Other driverโ€™s info

    • Photos of both cars

11. What happens if another driver is using the car?
  • Only authorized drivers listed on the contract are covered.

  • If someone else drives the car:

    • Insurance is void

    • You are fully liable